Financial Calculators
Twenty+ calculators, proper formulas, zero fluff. Run your SIPs, loans, pensions, and tax - and see the math before you make the decision.
Mutual fund tools
SIPs, lumpsum, step-ups, goal planning and withdrawals.
Banking & loans
FD, RD, EMI, simple and compound interest.
Retirement, tax & protection
Government savings, retirement, insurance and TDS.
SIP Calculator
Project the future value of a systematic investment plan.
Lumpsum Calculator
Growth of a one-time investment over time.
Step-Up SIP
SIP that grows by a fixed % every year, most realistic for rising incomes.
Monthly SIP Planner
Work backwards from a target corpus to the SIP you need.
Goal Calculator
Inflation-adjusted target + required SIP to get there.
SWP Calculator
Systematic withdrawal - how long a corpus lasts given monthly withdrawals.
SIP + SWP Lifecycle
Accumulate for the working years, then draw down for retirement.
FD Calculator
Fixed-deposit maturity with quarterly compounding (standard Indian bank practice).
RD Calculator
Recurring-deposit maturity with quarterly compounding.
EMI Calculator
Equated monthly installment, total interest and amortization.
Compound Interest
A = P(1 + r/n)^(nt). Any compounding frequency.
Simple Interest
Linear, non-compounding interest. SI = (P × R × T) / 100.
PPF Calculator
15-year PPF with annual compounding at the current rate.
EPF Calculator
Employee (12%) + employer (3.67% to EPF) contribution, compounded yearly at EPF rate.
NPS Calculator
Corpus at 60 + estimated monthly pension on the annuitised portion.
SSY Calculator
Deposits for 15 years, matures at 21 years. Annual compounding.
SCSS Calculator
Senior Citizens Savings Scheme - quarterly interest payouts, 5-year term.
POMIS
Post Office Monthly Income Scheme - monthly interest payout over 5 years.
Gratuity Calculator
Gratuity Act formula: (last drawn salary × 15 × years) / 26.
Term Insurance Calculator
Human Life Value - how much cover your family would need if you weren't around.
TDS Calculator
Section-wise TDS with 206AA (no-PAN) override.
Income Tax - New vs Old Regime
FY 2025-26 slabs. Quick side-by-side comparison.
Numbers are a start.
A plan is where it pays off.
Run the calculator, then bring the result to a 30-minute call. We'll tighten the assumptions, tax-optimise it, and make sure the plan actually works in real life.